Working tools for real decisions. Each one is free to use, built around the same thinking I walk people through one-on-one, and yours to share with anyone it might help.
Your base pay chart hides the real number. Translate your tax-advantaged military take-home into the civilian salary you actually need to match it, tuned to your filing status and target ZIP.
Open the Tool →Finance taxes, fees, and add-ons with nothing down and the loan starts above what the car is worth. Model your exact deal, scrub the timeline, and find the month you get above water.
Open the Tool →The full cost of owning against renting and investing the difference: PITI, PMI, maintenance reserve, and the year buying actually pulls ahead. Includes a BAH module for service members.
Open the Tool →Partway to a military pension and weighing whether to walk. Model staying for the pension against leaving now, side by side, with second careers, household income, and healthcare factored in honestly.
Open the Tool →In the Workshop
More tools are being forged. Decision aids and new calculators will land here as they are ready.
Have an Idea?
Explore the Practices